What Is Prepaid Legal?
Pre-Paid Legal Services provides its members with legal consultation for a wide variety of issues, ranging from significant events, such as divorce, to more common occurrences like buying a house or car and dealing with a problem with an insurance company. Pre-Paid Legal members select a plan based on their needs and, according to the Pre-Paid Legal website, have constant access to a professional law firm pre-screened and selected by Pre-Paid Legal.
History
Pre-Paid Legal Services is the brainchild of Harland Stonecipher, who was involved in a serious July, 1969 car crash. The Pre-Paid Legal website notes that Stonecipher had insurance to cover all of his major expenses--auto, medical and life insurance had he died--except the resultant legal fees. This led Stonecipher to create the Sportsman's Motor Club in 1972, offering legal reimbursement services to members. The Sportsman's Motor Club morphed into Pre-Paid Legal Services over the course of the mid-to-late 1970s. As of March 2010, the company is headquartered in Oklahoma, publicly traded on the New York Stock Exchange and boasts over 1.5 million members across 48 states and four provinces.
How It Works
Pre-Paid Legal Services uses the following pitch at its website: "The top 10 percent of income earners can afford to have a lawyer on retainer... What about you?" With a Pre-Paid Legal plan, you have access to a lawyer whenever you need one. Pre-Paid Legal screens lawyers, effectively selecting one for you. When you need advice, you call the number on the back of your Pre-Paid Legal membership card to speak to your law firm.
Types of Plans
The types of plans and services Pre-Paid Legal offers varies by both your location and needs. Monthly costs fluctuate based on the same factors. Pre-Paid Legal notes you can utilize its services for $26 a month or less. For instance, in California, a $25 monthly fee puts you on the "Expanded Family Plan." This plan includes "preventive legal services," including unlimited phone consultations with your law firm and up to 75 hours of your provider's time for trial defense services. Under a "Standard Family Plan" ($16 per month), your family receives the same coverage, but with fewer hours allotted for each service.
Considerations
Fees in addition to your monthly Pre-Paid Legal plan fee do exist. For instance, Pre-Paid Legal notes that the primary member and spouse can receive a free will from a law provider under the Expanded Family Plan. Other family members can also receive a will, but they must pay a $20 fee. Pre-Paid Legal considers husband and wife, never-married children under 21 living at home, and unmarried children under 23 who are full-time college students. A one-time enrollment fee also applies to the Pre-Paid Legal's monthly plans.
Employers
Pre-Paid Legal offers its services to employers as a benefit to offer employees. Pre-Paid Legal claims that work productivity can drop when an employee needs to use excessive time dealing with legal problems. The solution, according to Pre-Paid Legal, is to offer monthly plans as an employee fringe benefit. Simply put, it works just like group health insurance. Employees can opt in and out and use the services when needed. Fees not covered by the employer are deducted from an employee's paycheck.
PrePaid Legal (now LegalShield) - Scam? Pre-Paid Legal Scam ...
mediamoogle.comWhy did some call it the PrePaid Legal Scam? Will Legal Shield also be labeled a scam? Or will LegalShield have a more positive branding?
What pre-paid gas card is best? - gascards prepaid Ask MetaFilter
ask.metafilter.com/20626/What-prepaid-gas-card-is-bestJun 30, 2005 My friends are driving across the US for thier honeymoon and I wanted to get them some pre-paid cards to include with the wedding gift. Their cash is tight ...
What is Pre-Paid Legal Services, Inc.? - YouTube
www.youtube.com/watch?v=Kk88a--B7kY7 minute video... "What Pre-Paid Legal Services, Inc.?"
Everyone Deserves Legal Protection - Get Legal Advice, Pre Paid ...
https://www.legalshield.comGet help with legal advice & services from LegalShield. Our pre paid legal services give you access to an attorney so you can Live More & Worry Less.
legal Shield formely known as Pre Paid legal REVEALS what the ...
www.youtube.com/watch?v=45ICLmeecTwhttp://jacobcarbajal.legalshieldassoc... Sit down with Prepaid Legal owner and see some actual stats on how the business is doing is Sales and customer ...
What Is Prepaid Legal Insurance - Contact ARAG Customer Care
www.araggroup.com/contactus/index.htmARAG offers legal insurance and group legal services plans as a voluntary benefit to employers and employees.
What is the difference between a debit card and a prepaid debit ...
www.consumerfinance.gov/askcfpb/435/what...and-prepaid-debit-card.htmlPrepaid cards What is the difference between a debit card and a prepaid debit card? updated May 22, 2013
What is Freight prepaid and add - The Q&A wiki
wiki.answers.com Transportation and LogisticsPrepaid & Add means the shipper, or supplier, will prepay the freight and add the shipping cost to the quote or purchase order from the customer. The customer ...
What is a Legal Plan? - American Prepaid Legal Service Institute ...
www.aplsi.org/legalYour Introduction to Legal Plans . Ready to join a legal plan now? Are you a member of the API? If so, click here and sign into the Member's Only page to use the NEW ...
American Prepaid Legal Service Institute Online
www.aplsi.orgResource for lawyers, human resources, management and unions on legal service and legal insurance plans.
0 komentar
Posting Komentar